Hurricane Season 2009 - Seven Tips to Be Ready By Russell Longcore

Today marks the beginning of the Atlantic hurricane season, and early predictions by NOAA suggest that this will be an average season with as many as four to seven hurricanes.

The National Hurricane Center says there is a 70 percent chance of having 9 to 14 named storms, of which 4 to 7 could become hurricanes, including one to three major hurricanes (Category 3, 4 or 5).

Hurricane season runs from June 1st through November. Tropical systems all get names, and the first one will be named "Ana" when it reaches sustained winds of at least 39 mph. Tropical storms become hurricanes when winds reach 74 mph, and become major hurricanes when winds increase to 111 mph.

Here are seven tips on getting ready for hurricanes or tropical storms:

1. If you have property in a hurricane-prone area, seriously consider buying flood insurance from the National Flood Insurance Program. Buy the coverage now, not when storm clouds gather. The link for the National Flood Insurance Program is shown below.
2. Dig out your property insurance policy and read it. If there is anything you do not understand, call your agent and get your questions answered.
3. Make sure that you are insured 100% to replacement value. In this economy, market value has dropped, but replacement value is still high. A good average for replacement value is $80.00 per square foot.
4. Make sure that you have the replacement cost endorsement on the building and the contents.
5. Be sure what your deductible is. In many hurricane-prone areas, the insurance companies assess a deductible which is a percentage of the building policy limit, such as 2%, 3% or 5%.
6. Contact a Public Adjuster (PA). Have a conversation about the services a PA can perform for you when you have a major loss. Knowledge is power, but knowledge can also get you a lot more money at claim time.
7. Remember that if a civil authority issues an evacuation order, your homeowners policy will cover your Additional Living Expense while you're out of your home. Read the policy for the details.

To learn more about the National Flood Insurance Program, go to www.floodsmart.gov

Let's hope that this hurricane season will pass without even one storm striking land!

Copyright 2009 by Russell D. Longcore

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Hurricanes - What to Do After the Storm By Carol Farbe and Robert Farbe

Hurricane season starts June 1st and lasts through November. Almost any newspaper and TV news show has hurricane preparedness booklets showing information to you. They list requirements for everyone to have before a storm. You must stock food, water, and supplies. A back up power source like a generator is also a good idea. Depending upon the size of the generator, it may run your whole house. The size depends upon your needs. Whether you stay or evacuate, you will need these supplies and more. If you stay at home to ride out the hurricane, there are 5 tips to help you know what to do when the storm is over.

First, stay at home. Once the rain, wind, thunder, and lightning passes, some people want to go site seeing. Stay at home until the danger is over. You may impede the response of first responders.

Second, always have a valid identification on you. You may be expected to produce an ID if you are out walking in your yard. That ID will prove where you live.

Third, don't go near downed power lines. They may still be live and can still kill you. Leave them alone and don't play with wires.

Fourth, unplug all motor driven appliances if you are at home and have no electricity or back up. When the electricity comes back on, there may be power surges which may damage the motor driven appliances.

Fifth, if you don't have power at your house, you must eat the food in your freezer within one to two days. If you are not sure, remember the saying,' when in doubt, throw it out.'

Beware of approaching storms. Listen to your local news and weather and do what they say. Do not take their suggestions lightly. These tips will help you get through the aftermath and may save your life.

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Survival Skills Training 101 - Do You Know What to Do? By John Branson

Survival skills training is becoming more and more important as our world becomes more dangerous. Even the most basic survival skills can mean the difference between life and death in several situations. You'll never stop learning new ways to survive, because potential threats are endless, but the more you know, the better your chances for safety and security.

To get you started on the right foot, this article breaks down three of the most basic and vital survival skills that could come in handy in the majority of survival situations.

How to Find or Create Shelter

If you find yourself in a location without appropriate shelter, then exposure to nature and the elements could be your greatest threat. You'll need to know how to use your environment to your advantage and create some sort of shelter to protect you, not only from weather conditions, but wild animals as well. In terms of shelter, there are actually two different kinds you need to focus on.

First, clothing is the most basic form of shelter and protection. Ideally, you should wear as many layers as possible, so you can stay warm in colder climates, but also remove one layer at a time as temperatures increase. Clothing will also help protect your skin from prolonged sun exposure, until you can find shade, which leads us to the second form of shelter. This is the more obvious form, any type of enclosure that will shelter you from rain and sun, while also creating at least some type of barrier between you and wildlife in the area. More often than not, you will have to construct your enclosure using only materials you can find around you, like rocks, sticks, leaves, clothes, and trees. A great way to practice this is to find a nearby wooded area, then try to build a small fort using only your surroundings and the clothing on your back.

Harnessing the Power of Fire

One of the most powerful and effective tools at your disposal is also one of the most magical: fire. Being able to create fire without the modern help of matches and lighters can be a literal life-saver in almost any outdoor survival situation. Fire is so versatile in that it can provide warmth, send a smoke signal, cook food, boil water, light up your area at night, and even keep some insects and animals at bay.

S.O.S. - Help!

While the above two skills will allow your to survive for much longer, you probably would like to return to civilization as soon as possible. You need to make as much noise and/or visual cues as you can to try and get the attention of potential rescuers. Fortunately, the fire discussed above will help do this on its own, but there are other ways to signal for assistance too. You can use pieces of glass or mirror to reflect the sun's rays at a passing boat or plane. If you happen to have a whistle or can make any other type of loud noise using rocks or even your voice, you could try to catch the ears of those nearby. The key to any signal for help is to send them in threes. Not only is this a universal sign of distress, the more times you send a signal, the better the chances are of someone seeing and/or hearing you.

Conclusion

You can never be too knowledgeable in the art of survival, but everyone should at least master these three core skills. Again, it is best to practice all of this survival skills training in a controlled environment first, so you have it mastered when you really need it.

Now that you've brushed up on your survival skills training, come discover even more survival skills and secrets at the number one source for all survivalists:
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